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Personal Credit Cards & Business Cards

 American Express

American Express, Personal

Apply below now! Get a decision on your application right away.

Enjoy the low APR — Enjoy a 0.00% APR on purchases for up to 15 months.
Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance.1
 

Membership Rewards ExpressSM program — Get the rewards you want right now. You'll have access to an incredible selection of clothing, electronics, Dining experiences, online music, travel, and more.

No Annual Fee

Would you prefer to earn cash back on your purchases? More than just a pretty interest rate, apply for Blue Cash NOW.

Fundamentals of the Card
Redefine What a Credit Card Can Do

Blue from American Express® is a credit card that adapts to your needs. It's designed to give you more flexibility and independence. You can pay for your purchases in full or pay over time. Blue has no annual fee, a competitive 0.00% APR for up to the first 15 months and a grace period up to 20 days. Additional Cards are fee-free, so you can share virtually all the benefits and services with your friends or family members. Define financial control on your own terms with Blue from American Express®.

Enroll in the Membership Rewards ExpressSM program
Why wait for the rewards you want? You can earn one point for virtually every dollar you spend on your Card. Which means you can get the rewards you want right now - from an incredible selection of clothing, electronics, Dining experiences, online music, travel, and more.

Transfer Balances
Transfer balances from your higher-rate MasterCard®, Discover®, and Visa®, cards to your American Express®, Card account! Then enjoy the low APR: Fixed rate of 4.99% for life of balance (until the balance is completely paid off), on Balance Transfer requests submitted with this application (transition fees apply)

Access Your Account Online
You can view up-to-date billing information online, including transactions, charges, and payments.

Use ExpressPay for a smooth ride at the register
Checking out is a breeze with Blue's built-in ExpressPay feature, a payment technology that lets you make purchases without having to swipe your Blue from American Express Card. Whether you're picking up a cup of coffee or a pack of gum, just hold Blue up to the reader right by the register...and you're off. There's no slip to sign and you'll still get a receipt if you'd like. Already used at thousands of locations nationwide, ExpressPay gives you an easy way to pay for all the little things you buy every day.

Your charges are covered by American Express' Fraud Protection Guarantee.
Use the American Express® Card online or off, and you won't be held responsible for any unauthorized charges. Period. No fine print, no deductible – just pure protection, so you can shop with confidence.

The Online Year-End Summary
The Online Year-End Summary of Charges gives you access to important information 24 hours a day, seven days a week. Flexible features make organizing your expenses a snap. You can download the Summary and print it out; sort charges by date, merchant name, or charge amount; review charges made within a category, such as Travel and Restaurant. Your Year End Summary is an indispensable tool for preparing taxes and budgeting.Charges processed and posted to your account after December 31.2007 will appear on next year's summary.
More than just a pretty interest rate, apply for Blue Cash NOW.

Shopping
Dedicated Customer Service
American Express is here to help you around the clock, with the kind of Customer Service that keeps Card members loyal for a lifetime. For immediate service, call the phone number on the back of your Card.

Return Protection
If you try to return a designated item within 90 days from the date of purchase and the merchant won't take it back, American Express will refund the full purchase price, up to $300 per item, excluding shipping and handling and up to a maximum of $1,000 annually per Card account.

Buyer's Assurance Plan
With the Buyer's Assurance Plan, you can shop worry-free knowing that the terms of the original manufacturer's warranty will be matched up to one additional year, on warranties of five years or less that are eligible in the U.S.

Purchase Protection Plan
Shop with confidence and the Purchase Protection Plan, which protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase.
More than just a pretty interest rate, apply for Blue Cash NOW.

Traveling with the Card
Car Rental Loss and Damage Insurance
Relax and enjoy the ride when you use your eligible Card to reserve and pay for an auto rental! The Car Rental Loss and Damage Insurance Plan provides coverage for theft of or damage to most rental vehicles. Simply decline the collision damage waiver (CDW) or similar option offered by the Commercial Car Rental Company. This coverage is excess to your other sources of insurance. Coverage applies for the first 30 days of an auto rental if rented from a Car Rental Company. Just call 1-800-338-1670 for more information and eligibility requirements.

Emergency Card Replacement
Enjoy the security and convenience of access to Emergency Card Replacement services by calling 1-800-964-8542.

Global Assist® Hotline
Whenever you travel more than 100 miles from home, you have security and peace of mind 24/7 with medical, legal, financial or other emergency assistance, including medical and legal referrals, visa/passport help, cash access, lost luggage and more.

Travel Accident Insurance
Travel Accident Insurance provides up to $100,000 coverage for accidental death and dismemberment insurance while traveling on a Common Carrier Conveyance (plane, train, ship, helicopter, or bus) when the entire fare has been charged to the Card.
More than just a pretty interest rate, apply for Blue Cash NOW.

 

American Express
American Express Business

As a business owner, you buy more, use credit more, and need to manage your account more rigorously compared to individual consumers. That's why our Business Cards offer rewards, savings, and services specifically for you and how you work. Apply now. 60-second decision. Compare our Cards. American Express – Open for Business

More rewards for the business with higher spending needs.

• Earn up to 100,000 Membership Rewards® points or more – enough for 4 domestic round-trip airline tickets
• No limit on the amount of points you can earn, and use them to fly virtually any airline without blackout dates or restrictions
• Get the first year fee-free – a savings of $125

Compare our Cards. American Express – Open for Business

Starting a new business? Enjoy competitive rates and unlimited cash back for your business.

• 0% intro APR on purchases for the first 12 months

• Earn 5% cash back on gas, office supplies, and wireless services, and 1% cash back on virtually all other purchases

• No annual fee

Compare our Cards. American Express – Open for Business

 Business travelers gain flexibility with a choice of free nights or Award flights on over 30 airlines.

• Earn 10,000 Starpoints® with your first purchase – enough for up to 3 free nights

• Redeem for flights or free nights at more than 825 hotels like Sheraton®, Westin®, and W Hotels® in 95 countries

• Fee-free your first year – a savings of $30

Need help finding the right card? Click here... American Express – Open for Business

The American Express SimplyCash(SM) Business Card. Earn 5% cash back on gas, wireless and office supplies - plus 1% cash back on virtually everything else! Apply Now!

 

 
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