We will find the best rate, term, and payment to fit
your lifestyle from within our network of numerous national
lenders. Our customers may enjoy up to 60 days before their
first payment. And best of all, our refinancing service
is FREE!
Example of Savings
When you purchased your automobile, you may have received
a higher interest rate than you deserve. In order to get
the finance rate you are entitled to, you should let rateGenius
work with our extensive lending network to get you that
reduced interest rate. Whether you are looking to reduce
your monthly auto payment, acquire a lower interest rate,
shorten the term of your loan and/or take up to a 90-day
break from those payments, rateGenius can help.
Once our Loan Officers understand your unique financial
situation and goals, they will be able to explain how much
money you can save by refinancing. They will also be able
to review the products you purchased when acquired your
vehicle, such as your Service Contract or GAP coverage,
to make sure you received a fair price.
rateGenius works with customers in all credit spectrums.
We have been able to save thousands of dollars for people
with perfect credit and those who have had credit problems
in the past.
Reduce your Monthly Vehicle Payment
This example shows how rateGenius can lower your payment
and save you thousands over the life of your loan. Through
the rateGenius Automotive Refinancing process this customer
saved over $73.81 per month and $4,428.60
over the life of the loan.
Loan Amount - $30,000
|
Original
Loan |
New Loan |
| Term |
60 Months |
60 Months |
| Interest Rate |
12.5% |
7.5% |
| Payment |
$674.95 |
$601.14 |
Shorten the term of your loan
In this example we will shorten the term of the loan
by 6 months and reduce this customer's interest rate. rateGenius
was able to reduce their monthly payment by $13.60 per month,
save them $3,434 in finance charges, and shorten the time
until their vehicle is paid in full. By doing this, the
customer also has a better opportunity to build equity faster
in their vehicle.
Loan Amount - $20,000
|
Original
Loan |
New Loan |
| Term |
60 Months |
54 Months |
| Interest Rate |
12.5% |
6.9% |
| Payment |
$450.00 |
$436.40 |
Take advantage of this great savings opportunity yourself,
Apply Tody at RateGenius
